The sky over Illinois, my home state, is mainly grey in the late-autumn. This year, it seems like snow and snow clouds have come a bit e...

In the novel “The Adventures of Tom Sawyer”, the protagonist tricks his friends into doing a large chore for him for free. The story doe...

“So-and-so can’t see the forest for the trees”, is a colorful way of describing a person who focuses on a particular detail of a situatio...

The truism “With great power comes great responsibility”, defined the life of Peter Parker as Spider-Man. Taking responsibility for some...

But I say to you that when you work, you fulfill a part of the earth’s furthest dream, assigned to you when that dream was born…Work is l...

The 80s featured some really good movies and some rather goofy ones. I’ll leave it up to you, the reader, to decide which description fi...

When I was in fifth grade, my best friend and I used to play a game called “But what you don’t know is…” You could play it entirely verb...

Those of us of a certain age remember the agonizing saga of Charlie Brown, Lucy Van Pelt and the football. Periodically in the much-belo...

In past blogs, I have written a lot about Work Incentives offered by Social Security and Medicaid to workers with disabilities. The Work...

Labor Day celebrates the working person and, it might seem to a visiting alien, the fact that all that money we earn from working needs t...

If you have a child with a disability, you very probably need to consider permanent life insurance rather than just term insurance. This...

My son loves to play Minecraft®. It’s one of his video games to which I object the least because it does encourage creativity. If only ...

Everyone wants to obtain the maximum 100% of anything for which they are legitimately eligible. A popular discount chain used to run a j...

Those of you now in the position to be planning for the young-adult phase and the adulthood of your child with special needs are probably...

How many of us really think that that plain slice bread really is the greatest thing? For most of us, adding meat, cheese, creamy spread...

On January 1, 2014, like many states, Illinois expanded Medicaid under the Affordable Care Act (aka “Obamacare”). The ACA Medicaid cover...

Although the only generic answer to most financial planning questions is “It depends”, because every client’s situation is multi-faceted ...

This morning, I received a call from this phone number: 443-674-8443. I did not see the caller ID since I answered hands-free while driv...

“Elbert, are you ever going to retire?” I asked one of my good friends and a co-founder of the L’Arche-Chicago Community[i]. “Nope,” he ...

There is a popular radio ad featuring a “life hacker”. In addition to using the parking app that the ad is selling, the life hacker is a...