Alexandra Baig, CFP®Nov 21, 20183 minGive Thanks!The sky over Illinois, my home state, is mainly grey in the late-autumn. This year, it seems like snow and snow clouds have come a bit e...
Alexandra Baig, CFP®Nov 15, 20184 minWork for Free? Who me?In the novel “The Adventures of Tom Sawyer”, the protagonist tricks his friends into doing a large chore for him for free. The story doe...
Alexandra Baig, CFP®Oct 31, 20184 minTrust Issues“So-and-so can’t see the forest for the trees”, is a colorful way of describing a person who focuses on a particular detail of a situatio...
Alexandra Baig, CFP®Oct 24, 20184 minYour Friendly Neighborhood Rep PayeeThe truism “With great power comes great responsibility”, defined the life of Peter Parker as Spider-Man. Taking responsibility for some...
Alexandra Baig, CFP®Oct 18, 20184 minEmployment First for People with DisabilitiesBut I say to you that when you work, you fulfill a part of the earth’s furthest dream, assigned to you when that dream was born…Work is l...
Alexandra Baig, CFP®Oct 9, 20184 minWho You Gonna Call?The 80s featured some really good movies and some rather goofy ones. I’ll leave it up to you, the reader, to decide which description fi...
Alexandra Baig, CFP®Oct 5, 20185 minLearn What You Don't KnowWhen I was in fifth grade, my best friend and I used to play a game called “But what you don’t know is…” You could play it entirely verb...
Alexandra Baig, CFP®Sep 26, 20184 minKick That Football and Find Your Work!Those of us of a certain age remember the agonizing saga of Charlie Brown, Lucy Van Pelt and the football. Periodically in the much-belo...
Alexandra Baig, CFP®Sep 17, 20183 minYou've Got a Ticket to Work. (And You Should Care!)In past blogs, I have written a lot about Work Incentives offered by Social Security and Medicaid to workers with disabilities. The Work...
Alexandra Baig, CFP®Sep 5, 20183 minA Life Insurance Two-ferLabor Day celebrates the working person and, it might seem to a visiting alien, the fact that all that money we earn from working needs t...
Alexandra Baig, CFP®Aug 29, 20184 minLife Insurance Lego®If you have a child with a disability, you very probably need to consider permanent life insurance rather than just term insurance. This...
Alexandra Baig, CFP®Aug 22, 20184 minCraft the Right Insurance PlanMy son loves to play Minecraft®. It’s one of his video games to which I object the least because it does encourage creativity. If only ...
Alexandra Baig, CFP®Aug 13, 20183 minTake it to the Max!Everyone wants to obtain the maximum 100% of anything for which they are legitimately eligible. A popular discount chain used to run a j...
Alexandra Baig, CFP®Aug 7, 20184 minChoose Your Own Financial StoryThose of you now in the position to be planning for the young-adult phase and the adulthood of your child with special needs are probably...
Alexandra Baig, CFP®Jul 31, 20184 minMaking a Good Thing BetterHow many of us really think that that plain slice bread really is the greatest thing? For most of us, adding meat, cheese, creamy spread...
Alexandra Baig, CFP®Jul 23, 20183 minMedicaid: Not All Flavors Taste the SameOn January 1, 2014, like many states, Illinois expanded Medicaid under the Affordable Care Act (aka “Obamacare”). The ACA Medicaid cover...
Alexandra Baig, CFP®Jul 12, 20183 minPlan Early, Plan OftenAlthough the only generic answer to most financial planning questions is “It depends”, because every client’s situation is multi-faceted ...
Alexandra Baig, CFP®Jun 27, 20183 minHi. This is your Social Security Phone Scammer.This morning, I received a call from this phone number: 443-674-8443. I did not see the caller ID since I answered hands-free while driv...
Alexandra Baig, CFP®Jun 21, 20183 minMe Retire? Never!“Elbert, are you ever going to retire?” I asked one of my good friends and a co-founder of the L’Arche-Chicago Community[i]. “Nope,” he ...
Alexandra Baig, CFP®Jun 13, 20183 minThe Work of Working with a DisabilityThere is a popular radio ad featuring a “life hacker”. In addition to using the parking app that the ad is selling, the life hacker is a...