Alexandra Baig, CFP®Jun 6, 20183 minPool Safety for Your AssetsPool /pool/ n. 1) a small area of still water, formed naturally or artificially, sometimes used for swimming, 2) a common fund into which...
Alexandra Baig, CFP®May 30, 20183 minSNT Grammar: First and Third PersonSometime in third or fourth grade, most of us learned about the order of "person" in the grammarian sense. First-person pronouns are "I",...
Alexandra Baig, CFP®May 23, 20184 minBetter Together: ABLE and SN TrustsFor those of us old enough to remember, there is a classic Sesame Street skit in which Ernie buys some bread for himself to eat, along wi...
Alexandra Baig, CFP®May 15, 20183 minFinally, ABLE to saveFrom the perspective of someone like me who screens for financial posts, the Internet is full of anecdotes and data about how little how ...
Alexandra Baig, CFP®May 8, 20183 minWhich Income Passes the "Duck Test"?Elements of government programs frequently confound the "duck test." Generally, if it looks like a duck, walks like a duck, and swims li...
Alexandra Baig, CFP®May 1, 20183 minEqual pay for equal work: Employer Subsidies“Substantial Gainful Activity” or “SGA” is a significant threshold for anyone with a disability, who wants to qualify for government bene...
Alexandra Baig, CFP®Apr 24, 20183 minJust Right: SSI, ISM and "fair share"If you remember the story, Goldil ocks took a lot of time in the home of the three bears, finding the right fit for everything. One bed w...
Alexandra Baig, CFP®Apr 17, 20182 minIf We IRWE: Earn More, Keep BenefitsImpairment Related Work Expenses (IRWE, pronounced "ur wĕ") are a work incentive category that people who receive Social Security Disabil...
Alexandra Baig, CFP®Apr 10, 20182 minHow many quarters = $1,320?Social Security determines whether you may be eligible for certain benefits--namely, retirement or disability insurance benefits--in part...
Alexandra Baig, CFP®Apr 3, 20182 min"D" is for "definitely different: SSI vs. SSDIFor those of us who grew up on Sesame Street (before CGI), "D" is for "definitely different" when it comes to Social Security's two cash ...
Alexandra Baig, CFP®Mar 27, 20182 minHow Social Security Defines "Disability"To qualify for disability benefits as an adult--which is at any age over 18, you must demonstrate to the satisfaction of the Social Secur...