For People with Disabilities and their Families

"I want to have my own home with support staff.  I need to put away money for training and technology to advance my job search.  I need reliable, accessible transportation.  I want to have a job and earn as much as I can.  I need to save for retirement.  And I need to do all these things without jeopardizing the Social Security, Medicaid and Medicare benefits that cover the extra expenses I have because of my disability."


If this is how you open the conversation,  does your financial professional know what you need to do to succeed?  I do know and here's what we can do together:

  • Collect and highlight relevant points on the documents you will need to get your Social Security benefits

  • Prep for your intake interview, so that you understand how to answer the questions in a way that supports your eligibility

  • Find and evaluate the cost and benefits of day or training programs

  • Follow the rules so that you can earn up to $40,000/year and still maintain Medicaid and Waiver-funded support services

  • Cost out all kinds of housing options

  • Forecast and budget how much money you will need beyond government benefits to live the way you want to

  • Fund an ABLE account and/or a special needs trust

  • Connect to experienced legal, tax and service-providing professionals to make sure your support team is solid

As a certified financial planner, I have a graduate level education in financial, investment, estate, education, insurance and tax planning.  As the past executive director of a supported living agency, I understand government benefits and the disability service delivery system.   I receive no product commissions; you compensate me only for my advice and experience.  I can work for you solo, or in partnership with your existing financial or insurance professional.

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Copyright Companions On Your Journey, LLC 2018

The information on this site is for educational purposes only and does not constitute investment or tax advice. 

Any third parties referenced on this site are not affiliated with Companions On Your Journey.  Images on this site are for fair and educational use.