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Solving the Medicaid Rubik's Cube
Rubik’s Cubes, and their pyramidal, spherical, and other 3D-combination-puzzle spinoffs, were very popular in the early-1980s. Once one...

Alexandra Baig, CFP®
Aug 194 min read


The early bird gets the benefits
My husband and I take an exercise walk outside early in the morning on most days. In these sultry Midwest days of summer, the literal...

Alexandra Baig, CFP®
Jul 294 min read


Yes, SSA, I'm sure I'm me
Periodically, this post pops up in my social media feeds: “The biggest joke on humankind is that computers have started asking humans to...

Alexandra Baig, CFP®
Jul 224 min read


With Social Securty, the devil is always in the details
I was researching something else a couple of days ago when I came across POMS (Social Security Program Operations Manual) listing DI...

Alexandra Baig, CFP®
Jun 163 min read


Press one to wait on hold for a very long time
“Press one to hear our office hours and location. Press two for…”. You know the drill. You call your local Social Security office or...

Alexandra Baig, CFP®
May 184 min read


Stay calm and file the appropriate forms…
When you have been waiting for months for a decision on your Social Security disability application, and you get a denial letter with...

Alexandra Baig, CFP®
Apr 274 min read


Should I be concerned if my family member with a disability is "too capable"?
An out-of-town sibling expressed concern because his adult brother with a disability has an IQ of 72 and holds a job in which he earns...

Alexandra Baig, CFP®
Mar 204 min read


When Words Collide: Medicaid work requirements vs. the definition of “disability”
Work requirements have been raised in the past and are surfacing again in the context of Medicaid reform. In my nearly two decades of...

Alexandra Baig, CFP®
Mar 105 min read


With Social Security issues, your best offense is good data
People with disabilities, their families and friends, and those who work with them in professional capacities understand that the vast...

Alexandra Baig, CFP®
Feb 264 min read


People with disabilities should not face barriers to marriage
Recently, I watched Patrice: The Movie , available on Hulu. Happy/sad and honest, “Patrice” makes it clear why the term “special needs”...

Alexandra Baig, CFP®
Feb 204 min read


Just how DOES Social Security decide if a person “has a disability”?
Clients sometimes begin their outreach by expressing concern that their application for Social Security Disability benefits will be...

Alexandra Baig, CFP®
Feb 124 min read


Why it is a good idea for your young adult with disabilities to apply for Social Security before you do
Most financial planners advise individuals and couples to create a Social Security filing strategy that maximizes benefits payable but...

Alexandra Baig, CFP®
Dec 11, 20244 min read


Social Security Disability: One application fits all…and causes some confusion
I took myself and my sons to a new dentist recently. I had to fill out the usual new-patient paperwork. On the list of questions...

Alexandra Baig, CFP®
Nov 27, 20245 min read


With a disability, paying for Medicaid might make cents
While the variety of Medicaid eligibility categories can cause confusion, they are welcome to the extent that they allow people with...

Alexandra Baig, CFP®
Nov 5, 20243 min read


The ABC’s of AABD (Medicaid)
In this short series of posts, I am talking about Medicaid eligibility for people with disabilities. Most states, including my home...

Alexandra Baig, CFP®
Oct 24, 20244 min read


Find the Medicaid category that is best for your needs
Dental and gum health, it turns out, are important to the health of the rest of our body. So, we all need to brush our teeth. Growing...

Alexandra Baig, CFP®
Oct 18, 20244 min read


Take advantage of all disability related tax breaks
Taxes are one of those certainties of life. They may go up, they may go down, but they won’t go away. The best that taxpayers, with...

Alexandra Baig, CFP®
Oct 6, 20245 min read


How to fund college for a student with a disability
Education planning, by which we financial - plann ing professionals and our clients mean primarily planning to fund postsecondary...

Alexandra Baig, CFP®
Sep 17, 20244 min read


Social inclusion is crutial for students with intellectual disabilities
College was where I first experimented with (part-time) vegetarianism from which, happily, the dining halls’ weak attempt at fried tofu...

Alexandra Baig, CFP®
Sep 8, 20243 min read


Students with disabilities also go to college to get a job
According to a survey conducted by the website “Best Colleges,” the top five reasons that students gave for attending postsecondary...

Alexandra Baig, CFP®
Aug 28, 20243 min read
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