Should Youth with Disabilities Apply for Social Security at Age 18?
I went back to re-watch the first five seasons of “Schitt’s Creek”, when I realized, somewhat belatedly, that Season 6 had been released....
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Alexandra Baig, CFP®
- Sep 27, 2020
- 3 min
How Murphy's Law Applies to Government Benefits
In keeping with the general atmosphere of 2020, I was researching the origin of Murphy’s Law on a coffee break between clients. We are...
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Alexandra Baig, CFP®
- Sep 15, 2020
- 4 min
How about "abilities foremost" language?
Last week, my husband and I had lunch with three of our friends, Anna, Franz and their adult daughter, Erika. Erika happens to have Down...
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Alexandra Baig, CFP®
- Aug 26, 2020
- 4 min
Happy Birthday to You--Your Benefits Came Through!
When you are a kid, you cannot wait to celebrate your next birthday. Besides the party and the cake and, of course, the presents, you...
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Alexandra Baig, CFP®
- Aug 20, 2020
- 4 min
People with Disabilities are Not Perpetual Children
Three social media posts caught my eye, this past week. The first was an article about opposition to the decision of a café that employs...
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Alexandra Baig, CFP®
- Jul 20, 2020
- 5 min
Why Work Is Important on Multiple Fronts
Last week, my sons’ summer program was not in session. While I enjoyed spending time with my boys—among other things like re-learning how...
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Alexandra Baig, CFP®
- Jul 3, 2020
- 5 min
Why You Want to Apply for Every Benefit for Which You May Be Eligible
With very little public areas of any kind open in Illinois, besides our many delightful forest preserves, my son and his summer program...
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Alexandra Baig, CFP®
- Jun 25, 2020
- 5 min
Study Your Vision to See What You Need to Actualize It
Because my son’s summer program is so small, it is (thankfully) in regular session, despite the fact that Illinois is only partially...
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Alexandra Baig, CFP®
- Jun 15, 2020
- 5 min
When Life Planning Seems a Tangle of Competing Priorities
A couple of weeks ago, I took my son and a friend of his to a local forest preserve—that being one of the few things open during the...
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Alexandra Baig, CFP®
- Jun 3, 2020
- 5 min
Saying Something, Even When It's Not Enough
My son was about to have his first in-person, life parkour practice in months. There would be only 10 kids. They would work out in the...
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Alexandra Baig, CFP®
- May 28, 2020
- 6 min
Innovative Options for Housing, Community and Support
My son needs a lot of coaching to complete a project, assigned to him by someone else—say a teacher. But he has 150% focus and puts in...
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Alexandra Baig, CFP®
- May 21, 2020
- 5 min
How Medicaid Waivers Can Pay for Daily Life Supports
A listserve on which I participate featured a recent exchange among some parents of adults with intellectual and developmental...
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Alexandra Baig, CFP®
- May 12, 2020
- 5 min
ESG Investing: Can You Do Well While Doing Good?
“They say you cannot have your cake and eat it too…but ain’t that what ya supposed to do?” (Anonymous) A number of my clients with...
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Alexandra Baig, CFP®
- May 1, 2020
- 5 min
Expect the Unexpected
My family and I have started raising “backyard” chickens. We put a lot of thought into this project because the village has restrictions...
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Alexandra Baig, CFP®
- Apr 23, 2020
- 1 min
Why You Should Not Rely on Social Security Alone
The Social Security Administration’s (SSA) Board of Trustees has released its annual financial analysis report. The trust fund that...
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Alexandra Baig, CFP®
- Apr 22, 2020
- 5 min
How to Get Medicaid When You Think You Have Too Much Income
At first glance, you may think that you (if you have a disability) do not or your family member who has a disability, does not qualify...
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Alexandra Baig, CFP®
- Apr 16, 2020
- 4 min
Develop a Special Needs Plan That Can Weather Storms
Two days ago, I looked out my windows on snow and at a thermometer reading of 28°F. Less than two weeks ago, it was so summer-like hot,...
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Alexandra Baig, CFP®
- Apr 16, 2020
- 1 min
Economic Impact Payments will come to SSI recipients automatically
Advocates have succeeded. The Social Security Administration and the Treasury De- partment have have found a way to deliver the economic...
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Alexandra Baig, CFP®
- Apr 10, 2020
- 1 min
The Only Constant is Change
The only constant in life is change,” is attributed to Heraclitus (540-480 BCE). Having changed our ways of working, school, shopping and...
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Alexandra Baig, CFP®
- Apr 8, 2020
- 4 min
How Your Social Security Benefits and Your Tax Filing Status May Affect Your Economic Impact Payment
My son’s favorite subjects are math and science. His is preferred mode of learning is activity. His least-preferred mode of learning is...
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